Insurance Policies

Don’t let any unexpected event or illness ruin your vacation. So weather you are traveling for vacations, going on a cruise, participating in business seminar, or just venturing away from home all you required is 24 hour coverage and assistance. Flexi Tours offers insurance plans designed to cover all your travel needs. Cover your vacation investments with travel insurance through Apollo Munich Health Insurance. Apollo Munich Make no stone unturned to make your trip safe and pleasant not only in India but abroad as well. Its services are well equipped with the necessary guidance in the event of any emergency and it will also direct you on claims procedure.
Apollo Munich plans provide travelers numerous coverage options that can be customized for almost any type of vacation. To find out which travel insurance plan is best for you take a look at the travel insurances provided buy Apollo Munich.

Types of Claims visitors can go for :

• Medical Assistance and expenses
• Dental Treatment and expenses
• Repatriation of Mortal Remains
• Total loss of Checked –in Baggage
• Delay of checked –in Baggage
• Loss of Passport
• Financial Emergency Assistance
• Personal Liability
• Personal accident and Common Carrier
• Hijack Daily Allowances
• Trip delay
• Trip cancellation/Curtailment
• Substitute Employee
• Missed Connection
• Emergency travel & Hotel

Frequently Asked Questions about Travel Insurance

1. Does Apollo Munich offer travel insurance plans tailored to specific types of travel?
2. Why should a traveler buy travel insurance?
3. How much does travel insurance cost?
4. Easy Travel Insurance Plans offered by Apollo Munich
5. What are the Worldwide Assistance Services provided by Apollo Munich?
6. What are the Exclusions from Apollo policy Services?
7. What happens if a traveler must cancel their vacation?
8. What are the Easy Travel- Senior Citizen Plans offered by Apollo Munich?

Does Apollo Munich offer travel insurance plans tailored to specific types of travel?
Yes. Apollo Munich offers travel insurance plans for an array of budgets, from modest trips to high-end luxury vacations. There are also products for last-minute short vacations, extended trips, and specific coverage plans for cruise travelers, golf travelers, students, and sports travel.

Why should a traveler buy travel insurance?
The Apollo Munich Edge

• A travel insurance solution from a specialized insurance provider with over 60 years of experience across the globe
• Instant online policy issuance with robust and state-of-the-art IT infrastructure
• Segment-specific plans offered to suit your travel insurance requirements
• Special plans for travelers traveling across Asian regions (excluding Japan)
• No medical tests required up to 70 years of age
• Best-in-class emergency assistance across the world

How much does travel insurance cost?
The cost of travel insurance is based, in most cases, on the value of the trip and the age of the traveler

Easy Travel Insurance Plans offered by Apollo Munich
The primary objective of Easy Travel is to make your overseas travel hassle-free and safe in the event of any unforeseen medical emergencies.

• Individual Plan is available in five variants; Platinum, Gold, Silver, Bronze and Asian Region; Sum Insured ranges from USD 5,00,000 to USD 25,000.
• Family Plan is available in three variants; Silver, Bronze and Asian Region; Sum Insured ranges from USD 1,00,000 to USD 25,000.
• Senior Citizen Plan is available in two variants; Silver and Bronze; Sum Insured options of USD 1,00,000 and USD 50,000.
• Annual Multi Trip Plan’ is available in four variants; Platinum, Gold, Silver and Asian Region; Sum Insured ranges from USD 5,00,000 to USD 25,000.

What are the Worldwide Assistance Services provided by Apollo Munich?

• Medical advice on telephone, while traveling
• Medical services provider referral
• Arrangement of hospital admission
• Monitoring of medical condition during hospitalization
• Arrangement of appointments with local doctors
• Arrangement of emergency medical evacuation
• Arrangement of emergency medical repatriation
• Arrangement of repatriation of mortal remains
• Arrangement of compassionate visit
• Emergency cash advance
• Pre-trip information services
• Emergency travel service assistance
• Interpreter referral
• Lost luggage assistance
• Guarantee of medical expenses incurred during hospitalization wherever possible
• Lost passport assistance and many more

What are the Exclusions from Apollo policy Services?
The policy will not compensate for:

• Pre-existing conditions & their complications

What happens if a traveler must cancel their vacation?
If an Insured Person’s outward journey as a fare paying passenger from India to an international destination on a Carrier is unavoidably cancelled, or is curtailed before completion after it has commenced, because of one of the reasons below, then We will reimburse up to the Trip Cancellation or Trip Curtailment Sum Insured as the case may be for those travel and accommodation expenses that he paid and cannot recover or for which
No value can be derived or he is liable to pay as long as he paid or committed to such expenses without knowledge of the likelihood of cancellation or curtailment:

• The death of the Insured Person or the traveling Insured Person’s parent, spouse or child.
• The Hospitalization of the Insured Person or the traveling Insured person’s parent, spouse or child for at least 3 days due to a sudden illness or injury.
• Material loss or damage to the Insured Person’s property due to fire, acts of God, or third party criminal action.
• Government restrictions following an epidemic.

What are the Easy Travel- Senior Citizen Plans offered by Apollo Munich?

• Easy Travel Senior Citizen plan covers persons in the age group of 71-80 years
• Maximum duration of the trip will be up to 180 days
• The maximum liability under Medical Treatment will be limited to USD 15,000 per Illness and USD 25,000 per Accident
• Medical Examination and Medical Tests are mandatory